Valuation for Secured Lending & Mortgage

At Axium Valuation Services LLP, we deliver accurate and comprehensive valuation reports for secured lending and mortgage purposes. Our expertise ensures that financial institutions, banks, and borrowers receive well-researched, credible, and compliant asset valuations to facilitate smooth lending and mortgage transactions.

What is Secured Lending & Mortgage Valuation?

Secured lending refers to the lending of money against collateral such as real estate, machinery, vehicles, or financial assets. Mortgage valuation is a process that helps determine the market value of the pledged property in order to evaluate loan eligibility, reduce risk, and ensure proper asset-backed lending decisions.

Why does valuation matter to Secured lending?

Risk Reduction
 
 

Enables lenders to calculate the possible maximum loan in consideration of the value of an asset.

Regulatory Compliance

Follows RBI, SARFAESI Act, and banking regulations for mortgage and collateral valuation.

Accurate Collateral Monitoring

Helps financial institutions track the depreciation or appreciation of assets over time.

Distressed Asset Recovery

Assists in NPA asset valuation for loan recovery and auction purposes.

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