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Remaining Useful Life (RUL) Assessment of Plant & Machinery

In brief: Remaining Useful Life (RUL) is a Chartered Engineer's asset-specific, condition-based estimate of how much longer a piece of plant and machinery can operate, arrived at through physical inspection rather than the statutory useful life tables under Schedule II or the Income Tax Act. Axium's partners assess RUL for bank lending, restructuring, insurance and Ind AS 36 impairment testing.
Overview

RUL vs statutory useful life

Remaining Useful Life (RUL) is a Chartered Engineer's asset-specific, condition-based estimate of how many more years or production cycles a piece of plant and machinery can operate. It is distinct from the statutory useful life tables in Schedule II of the Companies Act or the block rates under the Income Tax Act, which apply a uniform rate to an entire asset category regardless of how a specific machine has actually been used or maintained. RUL comes from physical inspection of the asset itself, not a lookup table.

What affects it

What affects Remaining Useful Life

  • Design life and manufacturer specifications for the asset
  • Actual operating hours or production cycles logged against that design life
  • Maintenance and overhaul history, including whether recommended service intervals were followed
  • Environment and duty cycle severity the asset has operated under
  • Obsolescence and availability of spares and technical support
  • Physical condition: wear, corrosion, alignment and vibration observed at inspection
When needed

When an RUL assessment is needed

  • Bank lending tenor decisions, matching loan repayment periods to the asset's remaining life
  • Loan restructuring or One Time Settlement (OTS) negotiations
  • Insurance underwriting and claims
  • Ind AS 36 impairment testing
  • Mergers and acquisitions due diligence
  • Lease, rental or resale assessment
Methodology

How Axium assesses RUL

Axium's Chartered Engineers arrive at an RUL estimate through site inspection of the asset, review of maintenance and production records, and benchmarking against manufacturer and industry standards. Where a valuation opinion is also required alongside the technical RUL estimate, this feeds directly into Axium's plant and machinery valuation engagements.

FAQ

Frequently asked questions

What is the difference between RUL and depreciation?

Depreciation under Schedule II of the Companies Act or the Income Tax Act's WDV blocks applies a statutory rate uniformly across an entire asset category. Remaining Useful Life (RUL) is an asset-specific estimate a Chartered Engineer arrives at from physical inspection of the actual machine, its operating history and its condition, which can differ significantly from the statutory schedule.

Who assesses Remaining Useful Life?

A Chartered Engineer, through physical inspection of the asset combined with a review of maintenance and production records, benchmarked against manufacturer and industry standards. Axium's partners, Harihar S and Kamalakannan C, provide RUL assessments as part of Axium's Chartered Engineer services.

Is an RUL assessment the same as a valuation?

No. RUL is a technical opinion on how many more years or production cycles an asset can operate. It is often combined with, but is distinct from, a financial valuation opinion, which Axium's IBBI Registered Valuer partners provide separately under the firm's IBBI entity registration.

Does Axium provide Remaining Useful Life assessment?

Yes. Axium's partners, Chartered Engineers Harihar S (Registration F-125668) and Kamalakannan C (Registration M-1564255), assess the remaining useful life of plant and machinery for bank lending, restructuring, insurance, Ind AS 36 impairment testing and M&A due diligence.

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